Closing resources
Settlement agents & title companies
Virginia law requires all residential closings to be conducted by a licensed, insured, and bonded settlement agent. This may be a licensed Virginia attorney or a title company. Use this directory to find settlement services near you.
Important legal notice — please read
Not legal advice: MyAgentless is a technology platform only — not a law firm, broker, title company, or any regulated professional. Nothing on this page constitutes legal advice or a recommendation to use any specific company.
No referral fees: MyAgentless does not receive referral fees, commissions, or any compensation from any title company, settlement agent, or attorney listed on this platform.
No endorsement: The companies listed here are provided as a convenience only. MyAgentless does not verify, endorse, or guarantee the services, fees, or quality of any listed company. Always do your own due diligence before engaging any settlement agent.
Virginia law: Under Virginia Code § 55.1-1000 et seq., all settlement agents must be licensed, insured, and bonded. Verify any settlement agent is properly licensed before proceeding.
Attorney vs. title company: Virginia law requires a licensed attorney to prepare all deeds. A title company may conduct the closing and provide title insurance, but cannot prepare the deed. In many Virginia transactions, a licensed real estate attorney serves both roles.
Virginia deed requirement — mandatory
Regardless of which settlement agent you use, Virginia law requires all deeds to be prepared by a licensed Virginia attorney. A title company can conduct your closing and provide title insurance, but cannot prepare the deed. You must separately engage a licensed Virginia attorney for deed preparation. MyAgentless strongly recommends consulting an attorney before accepting any offer.
Find a Virginia real estate attorneyWhat does a settlement agent do?
Title search
Researches the property history to confirm the seller has clear title and identify any liens, encumbrances, or title defects.
Title insurance
Protects the buyer and lender against future claims on the property that were not discovered during the title search.
Escrow management
Holds earnest money and other funds in escrow until all closing conditions are met.
Closing coordination
Coordinates with all parties — buyer, seller, lender, attorneys — to schedule and conduct the settlement.
Document preparation
Prepares most closing documents. Note: the deed must be prepared by a licensed Virginia attorney.
Deed recording
Records the deed and other documents with the appropriate county circuit court after closing.
Typical settlement costs in Virginia
These are general ranges only. Actual costs vary by transaction, location, and provider. Always request a Closing Disclosure or Good Faith Estimate before proceeding.
| Service | Typical range | Who pays |
|---|---|---|
| Settlement / closing fee | $300 - $600 | Negotiable (often seller) |
| Title search | $150 - $400 | Buyer or split |
| Title insurance (lenders) | 0.5% - 1% of loan | Buyer |
| Title insurance (owners) | 0.5% - 1% of price | Negotiable |
| Deed preparation (attorney) | $200 - $500 | Seller |
| Deed recording fee | $16 - $50 | Buyer |
| Transfer taxes (grantor) | $0.25 per $100 | Seller |
| Congestion relief fee (NOVA) | $0.15 per $100 | Seller (Northern VA only) |
Estimates only. Not financial or legal advice. Consult your settlement agent and attorney for actual costs.
Settlement agent directory
Statewide Virginia
Investors Title Company
invtitle.com
See website
One of the largest title companies operating across Virginia. Residential and commercial closings, title insurance, and settlement services statewide.
Old Republic National Title
oldrepublictitle.com
See website
National title insurance underwriter with agents throughout Virginia. Works with both buyers and sellers on residential transactions.
Fidelity National Title
fntic.com
See website
Major national title company with strong Virginia presence, particularly in Northern Virginia and Richmond metro areas.
Northern Virginia & DC Metro
Cardinal Title Group
cardinaltitle.com
See website
Northern Virginia focused title and settlement company. Known for efficient residential closings in the DC metro area.
Ekko Title
ekkotitle.com
See website
Northern Virginia and DC metro settlement company. Tech-forward approach with digital closing options.
Shenandoah Valley & Western Virginia
Shenandoah Valley Title
Contact via VSB directory
Search vsb.org
Local title and settlement services for the Shenandoah Valley region including Augusta, Rockingham, Page, and Warren counties.
Virginia State Bar Attorney Directory
vsb.org
N/A
In the Shenandoah Valley and rural Western Virginia, licensed real estate attorneys frequently serve as both deed preparer and settlement agent. Use the VSB directory to find local counsel.
Richmond & Central Virginia
Hometown Title & Escrow
hometowntitleva.com
See website
Richmond-area title and settlement company serving central Virginia buyers and sellers.
TitleSmart
titlesmart.com
See website
Richmond metro title company with competitive rates for residential transactions.
Hampton Roads
Trident Title
tridenttitle.com
See website
Hampton Roads area title and settlement company serving Virginia Beach, Norfolk, Chesapeake, and surrounding cities.
Disclaimer: MyAgentless does not endorse, recommend, or receive any compensation from any settlement agent, title company, or other service provider listed on this page. This directory is provided as a convenience only. Always verify that any settlement agent is properly licensed with the Virginia State Corporation Commission before engaging their services. MyAgentless is not responsible for the actions, fees, quality, or availability of any listed company. This is not legal advice.